Product in development · waitlist
Mobile platform · future availability subject to eligibility
MOYA Assistant · concept in development

MOYA Assistant Understand before acting.

MOYA Assistant is a planned dimension of the mobile platform. The concept is designed to organise information, explain what is shown and prepare steps that the user should always review and confirm. It is not available today.

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Interface in development · demonstration data
MOYA AssistantConcept in development
You

Organise my spending by category.

MOYA Assistant

The concept could prepare a summary from the transactions shown, then ask the user to review it.

Review before continuingUnderstand spending
  • User validation
  • Limited scope
  • Data and permissions
Planned capabilities

Explain, summarise, find and prepare.

01

Explain

Present a transaction, status or interface element in clear language.

02

Summarise

Prepare a structured view of spending, account activity or a company’s cash flow.

03

Find

Help locate a transaction or document among the information available within the journey.

04

Prepare

Structure a draft financial step without executing it on the user’s behalf.

Illustrated scenarios

Concrete requests, with an answer to review.

Personal

Understand spending

You

Organise my spending by category.

MOYA Assistant

The concept could prepare a summary from the transactions shown, then ask the user to review it.

Personal

Prepare a transfer

You

Help me prepare this transfer.

MOYA Assistant

The concept could organise the required information and show a summary before any confirmation.

Business

Read cash flow

You

Prepare a cash-flow summary.

MOYA Assistant

The concept could bring together incoming funds and expenses visible in the interface and flag items to examine.

Business

Find a document

You

Find the documents linked to this transaction.

MOYA Assistant

The concept could suggest corresponding documents when they are available within the journey.

Planned guardrails

The assistant prepares; the user decides.

01

User validation

The intended operation leaves every sensitive step pending explicit user review and confirmation.

02

Limited scope

The assistant would be neither a financial, legal or tax adviser, nor a substitute for human support.

03

Data and permissions

Access, retention and processing rules will need to be specified before any release.

04

Applicable checks

The assistant would not replace supporting documents, KYC or KYB checks, or eligibility decisions.

MOYA Assistant · concept in development

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MOYA Assistant | AI in the mobile financial journey